Dadka baabuurka kiraystay ka hor masiibada ayaa laga yaabaa inay baabuurka ku iibsadaan qiimo aad uga hooseeya qiimaha suuqa ee jira dhamaadka heshiiska kirada.
Qiimaha baabuurka ayaa sii kordhaya. Laakin waxa jira qayb dad ah oo wali awood u yeelan kara inay helaan qiimo-dhimis-kuwa kiraystay baabuurka kahor masiibada, waxay dooran karaan inay iibsadaan dhamaadka heshiiska.
"Dadku xaqiiqdii waxay heli doonaan qiimo wanaagsan heshiisyadooda," ayuu yidhi Ivan Drury, maareeyaha sare ee Insights ee Edmunds, bogga baabuurta.
Falanqeeyayaasha baabuurta ayaa sheegaya in tani aysan mar walba dhicin. Laakiin suuqa baabuurka ee aadka loo isticmaalo ee uu sababay masiibada ayaa beddeshay tirada macaamiisha saxiixay heshiisyada laba ama saddex sano ka hor.
Yaraanta chips-ka kumbuyuutarka ee looga baahan yahay wax-soo-saarka iyo baahida xooggan waxay keentay in aan ku filnayn noocyada cusub iyo kuwii hore iyo qiimaha sare. Marka loo eego warbixinta bartamihii sanadka ee Ururka Dealiyeyaasha Baabuurta Mareykanka, celceliska qiimaha wax kala iibsiga baabuurta cusub ayaa kor u dhaafay US$40,000 markii ugu horeysay sanadka 2021, celceliska qiimaha wax kala iibsiga baabuurta la isticmaalayna waxa uu gaaray ku dhawaad US$25,000.
Brian Moody, oo ah tifaftiraha fulinta ee Autotrader, suuqa baabuurta ee khadka tooska ah, ayaa yiri: "Tani waa xilli gaar ah oo ay ugu wacan tahay baahida korortay iyo agabka oo yaraada."
Dadka wax iibsanaya waxay u arkaan inay ku adkaatay inay gaadhiga ay rabaan ku helaan qiimaha ay rabaan inay ku bixiyaan. Laakiin dadka heshiiskoodu dhacayo waxa laga yaabaa inay ogaadaan inay baabuur ay hore u lahaayeen ku iibsan karaan qiimo jaban.
waa maxay sababtu. Kiraynta, darawaladu asal ahaan waxay kiraysan doonaan baabuur wakhti go'an - si toos ah uma yeelan doonaan baabuurka dhamaadka wakhtiga kirada, sida ay u bixinayaan deyn dhaqameed baabuurka. Laakin heshiiska kirada waxaa inta badan ka mid ah ikhtiyaarka lagu iibsan karo baabuurka qiimaha hore ee dhamaadka heshiiska - badiyaa laba ama saddex sano ka dib. Si uu u yimaado qiimaha iibka, ganacsatadu waxay dalbadeen qaacido si ay u qiyaasaan heerka qiima dhaca baabuurka inta lagu jiro mudada heshiiska. Laakiin sababta oo ah qiimaha baabuurta la isticmaalo ayaa si degdeg ah u kacay, inta badan qiyamka wax iibsiga ee la dejiyay ka hor 2020 waxa laga yaabaa in ay ka hooseeyaan qiimaha suuqa hadda jira.
Qoraaga baabuurta ee Warbixinta Macaamiisha Benjamin Preston ayaa yidhi: "Fa'iidada hadda waa in shuruudahan la xisaabiyey ka hor masiibada, markii baabuurta la isticmaalo lagu kala iibsanayo qiimo jaban."
Marka loo eego xogta rubuci labaad ee Experian, iibsashada baabuurka cusub badankood waxaa lagu maalgeliyaa amaah, laakiin qiyaastii rubuc rubuc ayaa la kireeyaa. Kiraynta inta badan waxay caan ku tahay darawalada raba inay bixiyaan khidmad yar bishii ama waxay door bidaan baabuur cusub oo leh sifooyinkii ugu dambeeyay. Marka loo eego xogta Experian, celceliska farqiga u dhexeeya bixinta amaahda iyo bixinta kirada baabuurta cusub ee caanka ah rubuci labaad wuxuu ahaa US$109. Tusaale ahaan, celceliska bixinta amaahda bilaha ah ee Honda Civic waa $418, halka heshiisku yahay $309. Toyota Highlander, celceliska bixinta amaahda waa $633, halka heshiisku yahay $493.
Darawalada kirada leh, farqiga u dhexeeya qiimaha la qiyaasay iyo qiimaha suuqa hadda jira ayaa laga yaabaa inuu weyn yahay. Goobta baabuurta lagu baadho iSeeCars ayaa dhawaan is barbardhigtay qiimaha hadda ee baabuurta saddexda sano jir ah iyo qiyaasta iibka ee moodooyinka cusub ee la kiraysto 2018 waxayna ogaatay in celceliska qiimaha baabuurka laga yaabo inuu 36% ka sarreeyo qiimaha lagu qiyaasay bilawga heshiiska.
Qaar ka mid ah moodooyinka, farqiga ayaa laga yaabaa inuu ka weyn yahay. Tusaale ahaan, qiimaha suuqa ee hadda Volkswagen Tiguan waxa laga yaabaa in US$9,800 ka sarrayso sidii la saadaaliyay saddex sano ka hor- korodh 69%. Marka loo eego iSeeCars, qiimaha xitaa Nissan Versa ultra-compact ayaa kordhay in ka badan US$4,300, ama in ka badan 50%. Falanqaynta waxay ku salaysan tahay xog ururin ka kooban ku dhawaad 10 milyan liisaska baabuurta cusub iyo kuwa la isticmaalay.
Sidaa darteed, haddii aad jeceshahay baabuurkaaga oo uu xaalad fiican ku jiro, waxaa laga yaabaa inay macno samaynayso inaad iibsato dhamaadka heshiiska. Karl Brauer, oo ah falanqeeyaha fulinta ee iSeeCars, ayaa yiri: "Waa inaad aad uga taxadirtaa inaad gadato baabuur intii aad soo celin lahayd."
Macaamiishu waxay samaynayaan tan iyo in ka badan. Daniel Berce, oo ah madaxa fulinta ee GM Financial, qaybta adeegyada maaliyadeed ee General Motors, ayaa ka sheegay shir maalgashi bishii Agoosto in 89% macaamiisha kiraynta ay iibsadeen baabuur dhamaadka heshiiska kirada rubuci labaad ee sanadkan. Waxay ahayd qiyaastii 20% sanad ka hor.
Waxaad sidoo kale iibsan kartaa baabuur oo aad dib u iibin kartaa naftaada si aad faa'iido u hesho. Laakiin waxaa laga yaabaa inaad bixiso canshuurta iibka, waxaana jirta dhibaato kale: haddii aad u baahan tahay baabuur kale, waxaa laga yaabaa inaysan kuu fududayn inaad hesho baabuur aad jeceshahay qiimo aad u malaynayso inuu macquul yahay.
Mr. Drury of Edmunds ayaa sheegay in ikhtiyaar kale ay noqon karto in la isticmaalo "sinaanta" ee heshiiska -farqiga u dhexeeya qiimeynta suuqa hadda iyo qiimaha iibka - si loo yareeyo kharashka kiraynta baabuur cusub. Dhaqan ahaan, waxaad ka iibisaa heshiiska kirada iibiyaha, ganacsataduna waxay ku xisaabtamaysaa lacagtan kirada cusub ee baabuurkaaga.
Jeff Perlman, oo ah la taliyaha madaxa banaan ee xiriirka dadweynaha ee Los Angeles, ayaa sheegay in uu doorbidayo in uu kaxeeyo baabuur cusub oo uu awooday in uu u beddelo sinnaantiisa Sedan isboorti ee raaxada ee 2019 Genesis G70 uu u kiraystay si uu u kiraysto baabuur qaali ah, oo dib loo habeeyay nooca 2022. Waxa uu sheegay in uusan jirin wax lacag ah oo uu keydsado, islamarkaana uu bixiyo kaliya 38 dollar oo dheeri ah bishii. "Aad ayaan u faraxsanahay," ayuu yidhi.
Mr. Drury wuxuu sheegay in hal dhibaato oo suurtagal ah oo habkan ah ay tahay in qaar ka mid ah ganacsatada iyo shirkadaha maaliyadeed aysan kuu oggolaan inaad ka iibiso heshiisyada noocyada tartanka, taas oo yareyn karta doorashadaada baabuurta cusub.
Hubi dukumeentiyada ijaarka. Qiimaha iibka-ama qaacidada xisaabinta-waxaa badanaa lagu daraa faqradda. (Waxaa laga yaabaa in loogu yeero qiimaha "ikhtiyaarka iibka"). Ka dib isticmaal Kelly Blue Book, TrueCar iyo Edmunds ama Carvana iyo CarMax iyo iibiyeyaasha kale si aad online uga raadiso qiimaha hadda ee baabuurta la isticmaalo. Mr. Brauer ayaa sheegay in haddii qiimaha wax lagu iibsanayo uu ka hooseeyo qiimaha suuqa, tani waxay macno samayn kartaa.
Ku bixinta lacag caddaan ah waa ikhtiyaarka ugu jaban sababtoo ah uma baahnid inaad bixiso ribo. Si kastaba ha ahaatee, haddii aad maalgeliso iibka, sii wad sidii adigoo raadinayey baabuur bilawgii hore. Qoraaga Warbixinta Macmiilka Ryan Felton ayaa dhawaan baadhay isbeddelada heerka dulsaarka ee lagu soo dalacayo deymaha leh profiles credits la mid ah. Waxa uu sheegay in ka hor inta aanad booqan ganacsatada, ka hel ogolaanshaha hore ee deynta bangiga ama ururka deynta. , Si loo barbar dhigo oraahyada maalgelinta ee ganacsatada. "Habka ugu fiican ayaa ah inaad ka soo dukaameysato agagaarka," ayuu yidhi. Oo isha ku hay wadarta kharashka, ayuu yidhi, ma aha oo kaliya lacagta bishii.
Xogta khabiirka ayaa muujinaysa in celceliska dulsaarka amaahda baabuurta ee la isticmaalay rubuci labaad uu ahaa 8.66%.
Waqtiga boostada: Dec-08-2021
