Cov neeg uas xauj tsheb ua ntej muaj kev sib kis loj tuaj yeem yuav lub tsheb ntawm tus nqi qis dua li tus nqi hauv khw thaum kawg ntawm daim ntawv xauj tsev.
Cov nqi tsheb nce ntxiv. Tab sis muaj ib pawg ntawm cov neeg uas tseem tuaj yeem tau txais luv nqi - cov neeg uas xauj tsheb ua ntej muaj kev sib kis, lawv tuaj yeem xaiv yuav thaum kawg ntawm daim ntawv xauj tsev.
Ivan Drury, tus thawj coj loj ntawm Insights ntawm Edmunds hais tias "Cov neeg yuav tau txais txiaj ntsig zoo hauv lawv daim ntawv xauj tsev," said Ivan Drury, tus thawj coj loj ntawm Insights ntawm Edmunds, lub vev xaib tsheb.
Automotive analysts hais tias qhov no tsis yog ib txwm muaj. Tab sis kev lag luam uas siv tsheb tsis zoo tshwm sim los ntawm kev sib kis tau thim rov qab cov neeg siv khoom uas tau kos npe rau daim ntawv xauj tsev ob lossis peb xyoos dhau los.
Qhov tsis txaus ntawm cov khoos phis tawj uas xav tau rau kev tsim khoom thiab kev xav tau muaj zog tau ua rau cov khoom tsis txaus ntawm cov qauv tshiab thiab qub thiab cov nqi siab. Raws li American Automobile Dealers Association daim ntawv tshaj tawm ib nrab xyoo, qhov nruab nrab ntawm cov nqi ntawm cov tsheb tshiab tau tshaj US $ 40,000 thawj zaug hauv xyoo 2021, thiab cov nqi nruab nrab ntawm cov tsheb siv tau txog ze li $ 25,000.
Brian Moody, tus thawj tswj hwm ntawm Autotrader, kev ua lag luam tsheb hauv online, tau hais tias: "Lub sijhawm no yog lub sijhawm tshwj xeeb vim muaj kev xav tau ntau ntxiv thiab txo cov khoom muag."
Cov neeg yuav khoom pom tias nws tau dhau los ua qhov nyuaj kom tau lub tsheb lawv xav tau ntawm tus nqi uas lawv txaus siab them. Tab sis cov neeg uas daim ntawv cog lus yuav tas yuav tas yuav pom tias lawv tuaj yeem yuav lub tsheb uas lawv twb muaj ntawm tus nqi pheej yig.
yog vim li cas. Nrog leasing, cov neeg tsav tsheb yuav pib xauj tsheb rau lub sijhawm teem sijhawm-lawv yuav tsis cia li muaj lub tsheb thaum kawg ntawm lub sijhawm qiv, raws li lawv xav tau thaum them rov qab cov nyiaj qiv tsheb ib txwm muaj. Tab sis daim ntawv cog lus xauj tsev feem ntau suav nrog kev xaiv yuav lub tsheb ntawm tus nqi preset thaum kawg ntawm daim ntawv xauj tsev - feem ntau yog ob lossis peb xyoos tom qab. Txhawm rau kom tuaj txog ntawm tus nqi yuav khoom, tus neeg muag khoom tau siv cov qauv los kwv yees tus nqi ntawm cov nqi ntawm lub tsheb thaum lub sijhawm xauj tsev. Tab sis vim hais tias tus nqi ntawm cov tsheb siv tau nce sai heev, feem ntau ntawm cov nqi yuav khoom tau teem ua ntej xyoo 2020 yuav qis dua tus nqi lag luam tam sim no.
Consumer Reports car writer Benjamin Preston tau hais tias: "Qhov zoo dua tam sim no yog cov ntsiab lus no tau suav ua ntej muaj kev sib kis, thaum siv tsheb tau pauv ntawm tus nqi qis."
Raws li Experian cov ntaub ntawv peb lub hlis twg thib ob, feem ntau cov tsheb yuav khoom tshiab tau txais nyiaj los ntawm kev qiv, tab sis kwv yees li ib lub hlis twg tau xauj. Leasing feem ntau nrov nrog cov neeg tsav tsheb uas xav them tus nqi qis dua ib hlis lossis nyiam lub tsheb tshiab nrog cov yam ntxwv tshiab. Raws li Experian cov ntaub ntawv, qhov sib txawv nruab nrab ntawm cov nyiaj qiv thiab cov nqi xauj tsev rau cov tsheb tshiab nrov hauv lub quarter thib ob yog US $ 109. Piv txwv li, qhov nruab nrab qiv nyiaj txhua hli rau Honda Civic yog $ 418, thaum daim ntawv xauj tsev yog $ 309. Rau Toyota Highlander, qhov nyiaj qiv nruab nrab yog $ 633, thaum daim ntawv xauj tsev yog $ 493.
Rau cov neeg tsav tsheb nrog kev xauj tsev, qhov sib txawv ntawm tus nqi kwv yees thiab tus nqi lag luam tam sim no yuav loj. Lub tsheb nrhiav lub vev xaib iSeeCars tsis ntev los no tau muab piv rau cov nqi tam sim no ntawm peb lub xyoo tsheb nrog qhov kwv yees tau txais tus nqi ntawm cov qauv tshiab uas tau xauj hauv xyoo 2018 thiab pom tias qhov nruab nrab ntawm lub tsheb yuav yog 36% siab dua li tus nqi kwv yees thaum pib ntawm daim ntawv xauj tsev.
Rau qee cov qauv, qhov sib txawv yuav loj dua. Piv txwv li, tus nqi lag luam tam sim no ntawm Volkswagen Tiguan yuav yog US $ 9,800 siab dua li qhov kwv yees peb xyoos dhau los - nce ntawm 69%. Raws li iSeeCars, tus nqi ntawm txawm tias ultra-compact Nissan Versa tau nce ntau dua US $ 4,300, lossis ntau dua 50%. Kev tshuaj xyuas yog ua raws li cov ntaub ntawv muaj kwv yees li 10 lab tshiab thiab siv cov npe tsheb.
Yog li ntawd, yog tias koj nyiam koj lub tsheb thiab nws nyob rau hauv zoo, nws yuav ua rau kev txiav txim siab yuav nws thaum kawg ntawm daim ntawv xauj tsev. Karl Brauer, tus kws tshuaj ntsuam xyuas ntawm iSeeCars, tau hais tias: "Koj yuav tsum ceev faj heev txog kev yuav tsheb tsis rov qab los."
Cov neeg siv khoom ua qhov no ntau dua. Daniel Berce, tus thawj coj ntawm GM Financial, cov kev pabcuam nyiaj txiag ntawm General Motors, tau hais hauv lub rooj sib tham cov neeg ua lag luam thaum Lub Yim Hli tias 89% ntawm cov neeg xauj tsev yuav tsheb thaum kawg ntawm daim ntawv xauj tsev nyob rau lub quarter thib ob ntawm lub xyoo no. Nws yog kwv yees li 20% ib xyoos dhau los.
Koj tseem tuaj yeem yuav lub tsheb thiab muag nws tus kheej kom tau txais txiaj ntsig. Tab sis tej zaum koj yuav tau them se muag, thiab muaj lwm qhov teeb meem: yog tias koj xav tau lwm lub tsheb, nws yuav tsis yooj yim rau koj nrhiav lub tsheb koj nyiam ntawm tus nqi uas koj xav tias tsim nyog.
Mr. Drury ntawm Edmunds tau hais tias lwm txoj kev xaiv yuav yog siv "kev ncaj ncees" hauv daim ntawv xauj tsev - qhov txawv ntawm qhov kev ntsuas kev lag luam tam sim no thiab tus nqi yuav khoom - txo tus nqi qiv tsheb tshiab. Piv txwv li, koj muag daim ntawv xauj tsev rau ib tus neeg muag khoom, thiab tus neeg muag khoom suav cov nyiaj no rau hauv koj daim ntawv xauj tsev tshiab.
Jeff Perlman, tus kws tshaj lij kev sib raug zoo rau pej xeem hauv Los Angeles, tau hais tias nws nyiam tsav tsheb tshiab thiab muaj peev xwm hloov nws txoj kev ncaj ncees hauv 2019 khoom kim heev cov kis las kis las Chiv Keeb G70 nws tau xauj los xauj tus nqi kim dua, rov tsim kho 2022 version Tsheb. Nws hais tias nws tsis tas yuav txuag nyiaj, thiab tsuas yog them nyiaj ntxiv $ 38 toj ib hlis. "Kuv zoo siab heev," nws hais.
Mr. Drury tau hais tias ib qho teeb meem uas tuaj yeem ua rau txoj hauv kev no yog qee cov neeg muag khoom thiab cov tuam txhab nyiaj txiag yuav tsis tso cai rau koj muag cov ntawv xauj tsev rau cov npe sib tw, uas yuav ua rau koj xaiv cov tsheb tshiab.
Tshawb xyuas koj cov ntaub ntawv xauj tsev. Tus nqi yuav khoom-los yog tus qauv rau kev xam nws-feem ntau suav nrog hauv nqe lus. (Nws yuav raug hu ua "kev xaiv xaiv" tus nqi.) Tom qab ntawd siv Kelly Blue Book, TrueCar thiab Edmunds lossis Carvana thiab CarMax thiab lwm tus neeg muag khoom los tshawb hauv online kom pom cov nqi nug tam sim no ntawm cov tsheb siv zoo sib xws. Mr. Brauer tau hais tias yog tias tus nqi yuav khoom qis dua tus nqi lag luam, qhov no yuav ua rau muaj kev nkag siab zoo.
Them nyiaj ntsuab yog qhov kev xaiv pheej yig tshaj vim tias koj tsis tas yuav them cov paj. Txawm li cas los xij, yog tias koj them nyiaj rau kev yuav khoom, txuas ntxiv zoo li koj tab tom nrhiav lub tsheb txij thaum pib. Consumer Reports writer Ryan Felton tsis ntev los no tau tshawb xyuas cov kev hloov pauv ntawm cov paj laum them rau cov neeg qiv nyiaj nrog cov credit profile zoo sib xws. Nws hais tias ua ntej mus ntsib cov tswv lag luam, tau txais kev pom zoo ua ntej rau kev qiv nyiaj los ntawm lub txhab nyiaj lossis lub koomhaum qiv nyiaj. , Txhawm rau sib piv cov nyiaj tau los ntawm cov neeg muag khoom. Nws tau hais tias "Txoj kev zoo tshaj plaws yog mus kav khw," nws hais. Thiab saib xyuas tus nqi tag nrho, nws hais tias, tsis yog cov nyiaj them txhua hli xwb.
Experian cov ntaub ntawv qhia tau hais tias qhov nruab nrab tus paj laum rau kev siv tsheb qiv hauv lub quarter thib ob yog 8.66%.
Post lub sij hawm: Dec-08-2021
